Built because the year-end model wasn't built for owners.

No. Cadence is an independent tax and accounting services company. We prepare tax returns, provide tax advice and planning, maintain accounting records and assist clients with routine CRA matters. We do not provide audits, review engagements or other independent assurance services. Where those or legal services are required, we work with independent licensed professionals.

Yes. You do not have to move your bookkeeping to us. We can work with your existing bookkeeper or internal finance team, review the year-end records and manage the company and owner's tax work. We also provide bookkeeping where a client prefers one integrated service.

Yes, with one exception: we do not currently serve Quebec. We work with incorporated businesses and professional corporations in every other province and the territories, including owners operating in more than one province. Quebec corporations file separately with Revenu Québec, and we do not currently prepare those filings.

No. US federal and state filings, foreign returns and other cross-border tax matters are referred to specialists — we flag them early and work alongside the specialist. Selling to US or international customers from your Canadian corporation is different: that is core work. Exported services and goods are generally zero-rated for GST/HST, and US-dollar invoices produce exchange gains we handle as part of the normal service.

Yes — that is the core of the service. The corporate return and the owner's personal return are prepared in the same relationship, so compensation, investment income and personal tax are considered together.

In the plumbing, not the judgment. Automation and AI-assisted workflows organize information, flag inconsistencies and cut repetitive processing — much of it running on software we build in-house where it makes sense, so the tools fit the way we work rather than the other way around. That buys our accountants more time for review and advice. In the client portal, that software reads each document you upload and suggests whose it is, which year it covers and what kind of document it is. OpenAI can help with that reading using selected text, with recognized names replaced by temporary labels and sensitive identifiers screened out. The original files and images stay in the portal. You confirm or correct the suggestion before anything is sorted. Our privacy policy explains OpenAI's processing outside Canada and its retention terms. AI never decides a tax position and never files a return: a tax professional reviews and signs off on every filing and recommendation.

Yes. Compensation planning is a standard part of the Year-Round Tax Partner package, and an annual compensation review is included in every package.

Yes. With your authorization we handle routine CRA correspondence, notice-of-assessment reviews, requests for information and account corrections on your behalf. Active major disputes are accepted selectively or referred.

If we have your complete records by the date we agree at onboarding and we still miss a filing deadline, we pay the CRA late-filing penalty and interest caused by the delay — and credit that month’s fee. The guarantee covers the T2, owner T1s, GST/HST and payroll filings we are engaged to prepare. It does not apply where records arrive after the agreed date or where CRA systems are unavailable.

By the number of entities, the complexity of the tax work, the state of your records and whether bookkeeping or reporting is included. Packages start at $3,000 per year for Business Tax Compliance (including the corporate T2 and the owner’s T1), $6,000 for the Year-Round Tax Partner, which adds the payroll tax filings, and $12,000 for Tax + Accounting, which adds the bookkeeping and runs the payroll itself. Fees are fixed annually, payable monthly, and agreed at the estimate stage — so the fee is known before any work begins.

If you have outgrown DIY tax software, or you have a corporation, you are a fit — that is the whole test. There is no ceiling at the other end: multi-entity groups, holding companies and owner-manager situations with a lot of moving parts are ordinary work here. The only returns we point elsewhere are genuinely simple personal ones — a single T4 and nothing else.

No. We work with any mainstream system, provided you can give us digital records and access. We recommend changes only where they improve the quality or efficiency of the service.

Yes — physicians, dentists and other regulated health professionals with professional corporations are one of the core groups Cadence is built for, including holding-company and retained-earnings planning.

Yes. Multi-entity structures, HoldCos and rental corporations are a core focus. Major development projects, cross-border ownership and complex syndications are referred to specialists.

Yes — full-service bookkeeping: monthly books, reconciliations, cleanups and management statements, handled by the same team that does your tax work. Many owners bring their own bookkeeper instead, and that works just as well — it is your choice, never a requirement.

No. Assurance work requires a licensed public-accounting firm. If your bank or investors require an audit or review, we refer you to an independent CPA firm and work alongside them.

One CRA authorization and a short records request. We coordinate prior records with your outgoing accountant, review past filings, flag anything that needs attention and start your filing calendar immediately. Your side of it is signing, authorizing, and answering a short list of questions.